55016 ZIP Code — Cottage Grove, MN
Washington County, Minnesota
ZIP code 55016 is located in Cottage Grove, Minnesota, within Washington County. It covers approximately 30.10 square miles and serves a population of 38,842 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 651.
About ZIP code 55016
The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $335,900. Owner-occupancy is high at 88%, well above the national average.
Median household income is $117,255. The poverty rate of 4% is below the national average.
The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 25 minutes is near the national average.
Educational attainment is near the national average, with 38% of residents holding a bachelor's degree or higher.
38,842
population
30.10
sq mi land
Standard
ZIP type
Central (CT)
timezone
55016 ZIP code map
Cities in ZIP code 55016
Below are the cities the US Postal Service accepts for ZIP code 55016. Using any city not on this list may result in mail delivery delays.
| City | Status |
|---|---|
| Cottage Grove | Preferred |
Nearby ZIP codes
55071 Saint Paul Park (3.2 mi)
55055 Newport (5.2 mi)
55076 Inver Grove Heights (5.5 mi)
55033 Hastings (6.1 mi)
55129 Saint Paul (6.3 mi)
55077 Inver Grove Heights (7 mi)
55125 Saint Paul (7.3 mi)
55075 South Saint Paul (7.4 mi)
55001 Afton (8.7 mi)
55119 Saint Paul (9.7 mi)
55068 Rosemount (10 mi)
55123 Saint Paul (10.3 mi)
Demographics
updated 05/2026
| Population | |
|---|---|
| Total population | 38,842 |
| Population density | 1,290 / sq mi |
| State FIPS | 27 |
| County FIPS | 163 |
| Geography | |
|---|---|
| Land area | 30.10 sq mi |
| Water area | 3.85 sq mi |
| Latitude | 44.8144 |
| Longitude | -92.9262 |
| Timezone | Central (CT) |
| Area code | 651 |
Total population by age
Gender
Race & ethnicity
Economics
updated 05/2026
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 14.9% | 20.8% | 33.6% |
| $50k – $100k | 33.0% | 30.2% | 31.5% |
| $100k – $200k | 41.2% | 34.4% | 26.5% |
| Over $200k | 10.9% | 14.5% | 8.5% |
Demographics & statistics
38,842
Population
1,290
People per sq mi
36.8
Median age
$117,255
Median household income
$44,991
Per capita income
$335,900
Median home value
$1,604
Median monthly rent
88.2%
Home ownership
4.1%
Poverty rate
2.8%
Unemployment
11,740
Housing units
38.4%
Bachelor's or higher
Age distribution
Male
Female
1,270
Under 5
1,306
1,399
5–9
1,437
1,622
10–14
1,667
1,387
15–19
1,426
1,007
20–24
1,034
2,135
25–34
2,195
3,404
35–44
3,499
2,481
45–54
2,550
1,217
55–59
1,250
903
60–64
929
1,395
65–74
1,434
656
75–84
674
279
85+
286
← Male
Female →
Age summary
| Group | Count | % |
|---|---|---|
| Under 18 | 10,447 | 26.9% |
| 18 and over | 28,395 | 73.1% |
| 65 and over | 4,724 | 12.2% |
| Median age | 36.8 years | |
Race & ethnicity
White
76.6%
Two or more races
6.6%
Black or African American
6%
Asian
5.6%
Hispanic or Latino
3.7%
Other race
1.3%
Native Hawaiian / Pacific Islander
0.1%
American Indian / Alaska Native
0.1%
| Group | Count | % |
|---|---|---|
| White | 30,899 | 76.6% |
| Two or more races | 2,662 | 6.6% |
| Black or African American | 2,426 | 6% |
| Asian | 2,273 | 5.6% |
| Hispanic or Latino | 1,499 | 3.7% |
| Other race | 505 | 1.3% |
| Native Hawaiian / Pacific Islander | 55 | 0.1% |
| American Indian / Alaska Native | 22 | 0.1% |
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 14.9% | 20.8% | 33.6% |
| $50k – $100k | 33.0% | 30.2% | 31.5% |
| $100k – $200k | 41.2% | 34.4% | 26.5% |
| Over $200k | 10.9% | 14.5% | 8.5% |
Under $10k
0.8%
$10k–$15k
1.9%
$15k–$25k
1.5%
$25k–$35k
3.2%
$35k–$50k
4.4%
$50k–$75k
13.5%
$75k–$100k
12.4%
$100k–$150k
29.1%
$150k–$200k
16.5%
$200k+
16.7%
| Range | % of households |
|---|---|
| Under $10k | 0.8% |
| $10k–$15k | 1.9% |
| $15k–$25k | 1.5% |
| $25k–$35k | 3.2% |
| $35k–$50k | 4.4% |
| $50k–$75k | 13.5% |
| $75k–$100k | 12.4% |
| $100k–$150k | 29.1% |
| $150k–$200k | 16.5% |
| $200k+ | 16.7% |
| Median income | $117,255 |
Housing
Home values
Under $50k
1.9%
$50k–$100k
0.2%
$100k–$150k
1.5%
$150k–$200k
4.9%
$200k–$300k
30.3%
$300k–$500k
47.5%
$500k–$1M
12.9%
$1M+
0.8%
Housing overview
| Metric | Value |
|---|---|
| Median home value | $335,900 |
| Median rent / month | $1,604 |
| Owner occupied | 88.2% |
| Renter occupied | 11.8% |
| Vacant | 1.6% |
| Single-family detached | 82.2% |
| Large apartment buildings | 2.8% |
| Mobile homes | 0.8% |
| Median rooms | 7.3 |
| Avg household size (owned) | 3.02 |
Year built
| Era | % |
|---|---|
| 2020 or later | 2.4% |
| 2010–2019 | 7.7% |
| 2000–2009 | 14.7% |
| 1990–1999 | 22.9% |
| 1980–1989 | 12.1% |
| 1970–1979 | 16.1% |
| 1960–1969 | 14.0% |
| 1950–1959 | 8.7% |
| 1940–1949 | 0.6% |
| 1939 or earlier | 0.8% |
Bedrooms
| Size | % of units |
|---|---|
| No bedroom (studio) | 0.2% |
| 1 bedroom | 3.1% |
| 2 bedrooms | 12.8% |
| 3 bedrooms | 34.5% |
| 4 bedrooms | 38.3% |
| 5+ bedrooms | 11.2% |
Vehicles per household
| Vehicles | % of households |
|---|---|
| No vehicle | 3.0% |
| 1 vehicle | 19.9% |
| 2 vehicles | 47.7% |
| 3 or more | 29.3% |
Heating fuel
| Fuel type | % |
|---|---|
| Utility gas | 84.6% |
| Electricity | 14.1% |
| Propane / LP gas | 0.8% |
| Wood | 0.2% |
| Solar | 0.1% |
Households & families
| Household type | Count | % |
|---|---|---|
| Married-couple family | 8,599 | 65.9% |
| Cohabiting couple | 1,010 | 7.7% |
| Male householder, no spouse | 1,632 | 12.5% |
| Female householder, no spouse | 1,817 | 13.9% |
| Households with children under 18 | 5,426 | 41.6% |
| Households with seniors (65+) | 3,205 | 24.5% |
| Average household size | 2.97 | |
Marital status
| Status | Male | Female |
|---|---|---|
| Never married | 29.3% | 29.5% |
| Married | 61.0% | 56.5% |
| Separated | 0.3% | 0.3% |
| Widowed | 2.0% | 5.3% |
| Divorced | 7.4% | 8.4% |
Education
Less than 9th grade
2.1%
Some HS, no diploma
2.7%
HS graduate
23.2%
Some college, no degree
20.3%
Associate's degree
13.3%
Bachelor's degree
28.0%
Graduate / professional
10.3%
| Metric | % |
|---|---|
| HS diploma or higher | 95.2% |
| Bachelor's or higher | 38.4% |
School enrollment (ages 3–17)
| Type | Count | % |
|---|---|---|
| Nursery / preschool | 643 | 6.3% |
| Kindergarten | 626 | 6.1% |
| Elementary school | 4,622 | 45.1% |
| High school | 2,400 | 23.4% |
| College / grad school | 1,956 | 19.1% |
Employment
Industry of employment
Education & healthcare
26.2%
Manufacturing
14.9%
Retail trade
10.6%
Finance & real estate
8.9%
Professional & management
7.9%
Construction
6.3%
Public administration
6.3%
Arts, food & hospitality
5.9%
Other services
4.6%
Transportation & utilities
4.4%
Wholesale trade
2.3%
Information
0.9%
Agriculture & mining
0.7%
Occupation
| Category | % |
|---|---|
| Management, business & arts | 45.8% |
| Service | 13.0% |
| Sales & office | 21.7% |
| Natural resources & construction | 7.4% |
| Production & transportation | 12.1% |
Employment type
| Type | % |
|---|---|
| Private sector | 79.9% |
| Government | 16.4% |
| Self-employed | 3.6% |
| Unpaid family workers | 0.1% |
Commute
| Method | % |
|---|---|
| Drive alone | 74.7% |
| Carpool | 7.5% |
| Public transit | 0.7% |
| Walk | 0.7% |
| Work from home | 16.0% |
| Other means | 0.4% |
| Avg commute (minutes) | 25.2 |
Poverty
All people
4.1%
Under 18 years
4.3%
18 and over
4.1%
Married-couple families
2.1%
Female-led households
7.4%
Income support
| Source | % of households |
|---|---|
| Social Security | 25.4% |
| Retirement income | 25.7% |
| Supplemental Security | 3.3% |
| Cash public assistance | 2.1% |
| Food stamps / SNAP | 3.7% |
Health indicators
| Condition | % |
|---|---|
| Obesity | 30.4% |
| High blood pressure | 23.8% |
| High cholesterol | 26.6% |
| Diabetes | 7.1% |
| Heart disease | 4.0% |
| Stroke | 1.9% |
| Asthma | 8.4% |
| Arthritis | 17.7% |
| Kidney disease | 1.9% |
| Pulmonary disease | 3.7% |
| Cancer | 5.4% |
| Behavior / access | % |
|---|---|
| Smoking | 14.5% |
| Binge drinking | 21.6% |
| No physical activity | 15.7% |
| Less than 7 hrs sleep | 28.0% |
| Depression | 22.0% |
| Fair or poor health | 8.2% |
| Poor mental health | 12.9% |
| Poor physical health | 6.9% |
| No health insurance | 9.4% |
| Visited doctor (checkup) | 68.5% |
| Visited dentist | 73.0% |
| Cholesterol screening | 89.6% |
| Teeth loss | 7.2% |
Veterans & disability
| Veterans | Count | % |
|---|---|---|
| Civilian veterans | 1,957 | 6.9% |
| Disability | % |
|---|---|
| Any disability | 8.6% |
| Under 18 | 2.9% |
| 18–64 years | 7.4% |
| 65 and over | 27.5% |
Health insurance coverage
| Type | % |
|---|---|
| Private insurance | 85.6% |
| Public insurance | 23.9% |
| No insurance | 2.2% |
| Uninsured under 19 | 0.9% |
Language & origin
Language spoken at home (age 5+)
| Language | Count | % |
|---|---|---|
| English only | 36,266 | 93.4% |
| Spanish | 1,345 | 3.7% |
| Other Indo-European | 613 | 1.7% |
| Asian & Pacific Islander | 96 | 0.3% |
| Other languages | 499 | 1.4% |
Place of birth & citizenship
| Origin | Count | % |
|---|---|---|
| Native born (US) | 35,997 | 92.7% |
| Born in same state | 35,723 | 92.0% |
| Born in different state | 28,023 | 72.1% |
| Foreign born | 274 | 0.7% |
| Naturalized citizen | 2,845 | 7.3% |
| Not a US citizen | 2,019 | 71.0% |
Ancestry
| Ancestry | Count | % |
|---|---|---|
| Italian | 4,514 | 11.6% |
| Polish | 3,865 | 10% |
| French | 2,040 | 5.3% |
| Arab | 1,151 | 3% |
| Dutch | 452 | 1.2% |
| Ancestry | Count | % |
|---|---|---|
| English | 328 | 0.8% |
| Irish | 299 | 0.8% |
| German | 203 | 0.5% |
| Norwegian | 34 | 0.1% |
Technology access
| Metric | % of households |
|---|---|
| Computer access | 33.6% |
| Internet access | 97.0% |
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 55016
What city is ZIP code 55016 in?
ZIP code 55016 is primarily assigned to Cottage Grove, Minnesota.
What county is ZIP code 55016 in?
ZIP code 55016 falls within Washington County, Minnesota.
Is ZIP code 55016 mostly owner-occupied?
88% of occupied units in ZIP code 55016 are owner-occupied, well above the national average.
What is the typical home value in ZIP code 55016?
The median home value in ZIP code 55016 is $335,900.
What is the median household income in ZIP code 55016?
The median household income in ZIP code 55016 is $117,255, above the national median of ~$75,000.
What is the population of ZIP code 55016?
ZIP code 55016 has an estimated population of 38,842 residents, with a density of 1,290 people per square mile.
What timezone is ZIP code 55016 in?
ZIP code 55016 observes the CST timezone.